Clermont is a young city by Florida standards. The tax roll puts the median home in 2005, with 6,956 homes from the 2000s, 3,296 from the 2010s and 2,314 since 2020, against only about 1,440 from before 1990. A lot of Clermont stucco is reaching its 20th year at the same time, and that is when paint, window sealant and the first small cracks need attention together.
The hills add their own wear. On a sloped lot, rain runs downhill toward the house, and soil, mulch or pavers built up against the wall keep the bottom of the stucco damp. The base of a stucco wall is meant to stay clear of the ground so it can dry and drain, so that edge is one of the first places your contractor looks.
The newest neighborhoods, like Waterbrooke and the Highland Ranch sections, are dealing with young stucco instead: fine shrinkage cracks and cracks at window corners in the first few years, usually small repairs.